Did you know you could reduce credit card debt or even eliminate it by utilizing your local library utilizing your local library? It’s National Library Week and what better time than now to explore all your library has to offer! There are plenty of free and exciting resources available from libraries that can save you a bundle. Those savings can go towards eliminating debt. From Internet access to literature to kid’s activities, there is something for everyone.
Free or Cheap Library Resources & Activities
We have rounded up 15 ways that the library can save you money. By reducing what you spend in your budget, the savings can go towards other goals, like eliminating credit card debt. Some of these resources, like checking out books or DVD’s, are fairly well known while others may not be.
15 Resources from the Library
Many free resources from the library can be checked out for several days to a few weeks at a time. These items come in hard copy as well as soft copy formats. You may not even have to travel to the actual library to check out certain books, magazines or movies. Imagine eliminating that $150 cable bill in lieu of cheaper or completely free options. Cutting expenses like this is just one way you can reduce credit card debt. Here are some of the items you can check out of the library for free:
- Books & Publications
- Movies & TV Shows
- Foreign Language Resources
- Audio Books
Besides items you can check out, the library offers other services that you can take advantage of for little to no money. If you are in need of budget-friendly family outings, the library may be just the place. Whether it’s story time, craft classes or scavenger hunts, the library could have a robust agenda for your family. Not only will it be free or cheap, but chances are the content will be educational and engaging for your children. Eliminating credit card debt can be easier with each shift to free resources.
- Family & Children’s Programming- scavenger hunts, art contests
- Guest Lecturers, Authors, Poets…
- Quiet Space
- Art Openings
Depending on the size and resources of your library, you may have access to some, all or even more resources than listed above. Utilizing free public resources is a sure fire way to manage credit card debt. Rather than carry the burden of having to buy or pay for all these services at your home, use the free resources. Take some time to stop by the library, speak with a librarian and invest in a change to make your financial goals a reality.
To speak to a credit counselor today about budgeting and managing your finances, call 800-769-3571.