It’s time for the new poll from American Consumer Credit Counseling. This month we are focusing on your credit card use. Managing credit card debt is one of the most challenging tasks in one’s personal finances. Therefore, your credit card use may easily spiral out of control. Your spending habits need careful monitoring to make sure this doesn’t happen or if you need to make any adjustments. Answer the February poll questions and see if your credit card habits are responsible or spiraling out of control.