From the category archives:

Credit Cards

buy this not that logo

We’ve all been there. You’re walking through a mall, and suddenly, you see it like a mirage in the desert, shining in the store window: the perfect bag. Then you look up and realize you’re standing in front of a Louis Vuitton store, and that bag is roughly one month’s rent and security deposit for [...]

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Credit cards

We all know that credit can be confusing. When it comes to using credit cards, some people use them to pay for every expense and there are others who avoid them at all costs. If you use credit responsibly, it can be very rewarding and can even improve your credit worthiness which will help when [...]

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Money Diet Fiscal Fast

When I started this Fiscal Fast I had big plans to blog about each day, much like Mid-life Mom Musings did. But to be completely honest, my week was so thought out that it would have been a series of really boring “I didn’t spend any money today” posts.  I planned my meals ahead of [...]

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My First Fiscal Fast

by Kathleen B on January 27, 2014

saving-money-spending-fast

I first read about Fiscal Fasts when reading Midlife Mom Musings‘ recent account of her Fiscal Fast.  Now, I’m neither mid-life or in the mom stage (try quarter-life and don’t even think I could care for a fish), but I started  reading Sharon’s blog three years ago when searching for inspiration for Talking Cents Blog posts and [...]

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sweet potato

Even though it’s winter, great produce is still easy to find! Winter vegetables are some of the most delicious, nutritious, and most importantly, affordable. Lowering monthly food bills is a great way to manage your debt, but it shouldn’t be at the cost of nutrition and health. Don’t increase your credit card debt by ordering [...]

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new year

It’s the time of year where friends and family gather to celebrate, eat, be merry, and most of all, increase their credit card debt spending. Whether you are hosting a get together or are going out on the town, New Year’s Eve is a night where people tend to forget their budgets – it’s the [...]

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holiday budget challenge logo

Have you been following my “Holiday Budget Challenge” here on TalkingCentsBlog? Check out post #1 and post #2! With today being the day before Christmas Eve, I thought I would calculate all expenses and to see how I did — lo and behold, the Cash Only Challenge was a success. With an original budget of [...]

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cash-vs-card_inforgraphic_header

Every month ACCC holds a poll question over at ConsumerCredit.com.  In September we asked: Cash or Card – Which is your preferred payment method? We asked how people prefer to make their purchases. Responses varied for different types of purchases, but one thing is for sure: Cash is no longer king. Check out some interesting stats [...]

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Get Smart About Credit 2013

by KatieG on October 17, 2013

creditcards

In celebration of Get Smart About Credit Day 2013, during the month of October thousands of bankers will volunteer their time to teach young adults about the responsible use of credit and how credit can affect them. Sponsored by the American Bankers Association, Get Smart About Credit is a national campaign aimed at raising awareness [...]

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Secured-Credit-Card-2

In most cases you need to have credit to get credit. But how are you supposed to ever get it if you don’t have it? It’s one of the many catch 22′s of life. Responsible use of a credit card builds a good credit rating. But people who have never had credit or need to repair a [...]

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