Fourth of July is a wonderful time to celebrate our nation with food, friends and fireworks. It’s also a chance for people to overspend unnecessarily. If you are hosting a Fourth of July party this year, take a look at these suggestions for a budget-friendly affair that can help with debt reduction.
Now that you have your wedding day budgeted, it’s time to think about a honeymoon! While a luxurious trip around the world might not be an option for most, there are plenty of ways to have an affordable honeymoon to meet at least some of your requirements. Make saving for your honeymoon a SMART goal and take [...]
Personal finance is a skill that needs to be learned and takes practice to avoid failure and financial struggles. Engage your kids this summer through different games about personal finance to give them practice using money, learn how to manage debt and how to balance wants and needs.
For much of the nation, summer is in full swing. For others, in just a few short days the bell will ring and children will be jumping for joy. Since summer vacation offers a lot of free time, many parents feel pressured to keep their kids occupied with camps, amusement parks and other pricey activities. Instead, here [...]
Without a budget, consumer debt and weddings seem to go hand-in-hand. After reading last week’s article on wedding budgets, you are now well aware of the importance of a managing your finances for such a major event. Let’s take a look at two wedding budgets and how they help to avoid consumer debt.
The weather has been cooperating but that doesn’t mean the gas prices have. If you’re like many of us who want to spend as much time outside as possible while trying to save a buck, you might be looking at your bicycle as a means of transportation. Bypass expensive gas prices and celebrate National Dump the [...]
Not everything you own has to be a status symbol. If it works, serves its purpose, and fits your budget, then it’s probably the right thing for you. It becomes a status symbol when you start thinking about how others will view you as a result of your chosen item. A person could fall into this mindset [...]
Brides don’t typically think about credit card debt and budgeting when they dream of their wedding. However, it’s certainly the reality most couples will face when it comes to their special day. Creating a wedding budget is the perfect way to have a beautiful wedding without sacrificing your future financial stability.
Love should not cripple your bank account or credit. And neither should having fun! If you are looking for cheap summer date ideas, you have come to the right place. The Talking Cents team has compiled this collection of tips to help you keep the romance alive without breaking the bank. Have a great summer and [...]
We recently talked about summer jobs for kids, and the benefits they will get from earning their own money and learning how to manage their own finances. It may be a little late to begin searching for a summer job for this year, but there is still a chance that a young, ambitious person can [...]