There’s been a lot of talk and worry lately about your credit history affecting your chances of getting a job. Now we all know that your credit history has a direct affect when it comes to applying for loans or credit cards, meaning you should take care of any credit problems well beforehand, but employment? What does [...]
Did you know you could eliminate credit card debt by utilizing your local library? It’s National Library Week and what better time than now to explore all your library has to offer! There are plenty of free and exciting resources available from libraries that can save you a bundle. Those savings can go towards eliminating debt. [...]
In another installment of Financial Literacy Month, Talking Cents is covering the costs of buying a home. Since purchasing a home is one of the biggest investment you will make, it’s important to make sure that you understand all that comes with it. By saving and preparing for all related home buying costs, you will be [...]
The April 15th deadline to file your state and federal tax returns is just two days away. Have you filed yet? Have you gathered all your necessary paperwork and information? Are you even thinking about it yet? If not, don’t delay any longer. While filing your taxes can seem intimidating and tedious, it is absolutely [...]
College admission season is well underway. If you’ve received your acceptance letters and narrowed down which ones you want to go to, congratulations! Now let me introduce you to our dear friend FAFSA.
Managing credit card debt doesn’t have to undermine the excitement around renting an apartment or home. One of the most important factors in this decision is your budget and getting rid of credit card debt. As part of Financial Literacy Month, Talking Cents wants you to have a better understanding of how renting impacts your budget [...]
Summer vacation is right around the corner. You may be dreaming of a relaxing trip to a far off land, but your budget might not agree with that. You may not get to Europe, but there are affordable vacation options to consider. With dedication and a plan to save, you can have a summer vacation without racking [...]
It’s a new month and a new personal finance challenge: eliminate your debt. Hopefully, you are now comfortable creating a budget, and maybe even following one for the first time. Now that you know your spending habits and budget, let’s start to eliminate your debt.
April is Financial Literacy Month! We’ll be posting helpful tips and resources every day to help with personal finance issues like budgeting and managing credit card debt. While promoting financial literacy is a year-round goal of ours, we want to show our support of this initiative by dedicating our daily efforts to providing the most [...]