From the category archives:

Miscellaneous

Getting out of debt with new salary

Congratulations! Your new job offer has a larger income and with it, more opportunity to pay off debts. However, new expenses may come into play that could challenge your nice, new income. Before you accept the offer, let’s answer three questions to find out if your budget will work for your new job.

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American Consumer Credit Counseling is one of the most reputable non profit credit counseling agencies in the industry. That doesn’t happen without the help of some well-trained and professional counselors. We wanted to take a moment to give you a behind the scenes look at what being a credit counselor is all about. So, we interviewed [...]

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DIY projects for the home to avoid consumer debt

Consumer debt is easy to fall into especially as the spring home improvement season starts. Many homeowners get caught up in the projects, going over budget or never starting with one. If you are facing credit card debt but still want to accomplish some home improvement projects, try out these easy DIY spring cleaning projects to get [...]

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Whether you’re a new homeowner or just someone looking to do some projects around your home, every household should have some tools. Now, not everyone needs a table saw or a drill press. You also don’t need to own every possible tool for every possible job. However, there is a small selection of tools that [...]

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avoid scams

You’ve heard the line: Get a clean slate and new identity, debt free– 100% guaranteed! 100% not the best idea. In actuality, there is legally nothing a credit repair company can do to better your credit that you can’t do for yourself. To be completely honest, if you’re having debt management difficulties there really is no quick fix. But [...]

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Print

It’s that time of year again. College athletes across the country are gearing up for the biggest games of their athletic careers. While millions will watch and fill out their March Madness brackets trying to pick the winner, we’re using our bracket to work towards a different goal… Debt relief!

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Happy St. Patrick’s Day! A day when the beer is green, bagpipes echo through the air, and everyone is Irish. Between the corned beef dinners and bar-hopping, you may find yourself spending more money than you intended. For those of us drowning in debt, this happy-go-lucky spending spree can only worsen our credit problems. If [...]

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avoid hurting your credit score

There are a lot of myths out there about things that can hurt your credit score. And since March is Credit Education Month, we’re offering some free credit counseling advice. Did you know that checking your credit score or requesting a copy of your credit report actually has no impact on your score? But here are some [...]

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changes to your credit report consumer debt

Consumer debt is often the cause of poor credit reports and scores. However, there are times when other factors make repairing your credit difficult. After a settlement with New York Attorney General Eric Schneiderman, the three largest credit reporting agencies have developed a nationwide plan to protect consumer’s rights and improve systems at the agencies themselves. Let’s take [...]

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BeepBeepHouse

To wrap up National Consumer Protection Week, today we’re going to cover how to avoid a mortgage modification or foreclosure scam. You may see different kinds of advertising about refinancing an existing home with temptations of low rates and payments. This advertising can come from self-proclaimed mortgage or foreclosure consultants that purchase lists of distressed borrowers or public notices [...]

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