From the category archives:

Utility/Home

avoiding debt from mortgages and home buying

In another installment of Financial Literacy Month, Talking Cents is covering the costs of buying a home. Since purchasing a home is one of the biggest investment you will make, it’s important to make sure that you understand all that comes with it. By saving and preparing for all related home buying costs, you will be [...]

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managing credit card debt rent stay on budget

Managing credit card debt doesn’t have to undermine the excitement around renting an apartment or home. One of the most important factors in this decision is your budget and getting rid of credit card debt. As part of Financial Literacy Month, Talking Cents wants you to have a better understanding of how renting impacts your budget [...]

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DIY projects for the home to avoid consumer debt

Consumer debt is easy to fall into especially as the spring home improvement season starts. Many homeowners get caught up in the projects, going over budget or never starting with one. If you are facing credit card debt but still want to accomplish some home improvement projects, try out these easy DIY spring cleaning projects to get [...]

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tuesday-tip-1024x742

Whether you’re a new homeowner or just someone looking to do some projects around your home, every household should have some tools. Now, not everyone needs a table saw or a drill press. You also don’t need to own every possible tool for every possible job. However, there is a small selection of tools that [...]

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BeepBeepHouse

To wrap up National Consumer Protection Week, today we’re going to cover how to avoid a mortgage modification or foreclosure scam. You may see different kinds of advertising about refinancing an existing home with temptations of low rates and payments. This advertising can come from self-proclaimed mortgage or foreclosure consultants that purchase lists of distressed borrowers or public notices [...]

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Quick and easy weatherization

So far in this weatherization series, we have discussed exterior and interior projects and the financial incentives of energy efficiency programs. This week we will focus on some quick and easy weatherization projects that can help you stay warm this winter and lower utility bills. Eventually, that money can be better spent on things like paying [...]

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Save money with energy efficiency

Did you know there are energy efficiency programs that are free, add value to your home and help you save money? It’s absolutely true, and these programs exist across the country. Imagine what a little more money in your budget could do for your savings, eliminating debt or other expenses. Let’s take a look at [...]

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weatherization fireplace

High utility bills during winter months can often derail personal finances, setting back savings goals and creating situations where people struggle to get out of debt. Before this happens, invest in your home’s energy efficiency and benefit from lower utility bills. This series looks at ways to save money with weatherization. In Part II, we will review some [...]

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Save money with weatherization

Your home and your wallet will thank you immensely for taking the time for weatherization this season. There may be some upfront costs, but you will reap the benefits of possible energy savings, lower utility bills and avoiding costly repairs come spring. This series is for homeowners, landlords and renters, the young and the old. In Part [...]

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