Posts tagged as:

credit score

student credit

Today is Get Smart About Credit Day! An annual event where bankers visit classrooms to explain basic personal finance principles to kids, Get Smart About Credit Day helps teach people about the credit facts of life. Though the lessons can be broad, there are three areas of focus: paying for college, knowing your score, and [...]

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It’s that time of the year again…time to check your credit report. The Consumer Financial Protection Bureau recommends that you check your credit report at least once a year to make sure that all of the information is accurate and up-to-date and that there are no errors that could keep you from getting credit or [...]

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talking cents guy

Dear Talking Cents Guy, I graduated from an expensive liberal arts college five years ago, and I’ve been struggling to pay off my student loans. I worked a string of low-paying entry-level jobs and to make my student loan payments (I could only defer them for so long), I had to prioritize my funds and [...]

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credit report check

Want to know what lenders see when they review your credit and make a decision about your credit worthiness? Want to protect yourself against fraud and errors that could impact your financial future? The solution is simple…check your credit report. Your credit report is a history of everything you are doing with your credit and [...]

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Secured-Credit-Card-2

In most cases you need to have credit to get credit. But how are you supposed to ever get it if you don’t have it? It’s one of the many catch 22′s of life. Responsible use of a credit card builds a good credit rating. But people who have never had credit or need to repair a [...]

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Improve chart

Anyone with a low credit score has asked the questions: “How can I improve my score?” and “How fast will it change?”  There are several answers to the first question, and we’ll explain some of the best ways to improve your credit score below.  The second question, however, has one answer… slowly.  There is no [...]

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As part of an ongoing polling project, American Consumer Credit Counseling has been posting a different poll question at ConsumerCredit.com each month. Last month, we asked: Have you ever found an error in your credit report? This survey comes in the wake of a recent announcement made by the Consumer Financial Protection Bureau that, beginning [...]

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We’ve discussed the importance of one’s credit report and score several times here at Talking Cents.  By now you should know what the score means, how it’s calculated (more or less), how to obtain your free report, and how to build a credit history.  But we’re wondering about your actual experience with your credit report.  [...]

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Every month, American Consumer Credit Counseling posts a poll question on its homepage.  For the month of March, ACCC asked… Do You Know Your Credit Score? We had 819 responses.  Here’s what we found out…

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I am often tempted, as I stand at the checkout counter of a retail store, to open up a credit card for that store. The discounts and perks are enticing, so why not just open the card, use it, pay it off, and then close it? As simple as that sounds, I decided it was [...]

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