Posts tagged as:

Credit

In light of our newest poll about financial goals for 2013 I have been thinking about what I would like to achieve in the upcoming year. As I have only been out of college for a few years paying off my student loans is obviously something I am diligently working towards. I am also working [...]

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Every month, American Consumer Credit Counseling posts a poll question on its homepage.  For the month of March, ACCC asked… Do You Know Your Credit Score? We had 819 responses.  Here’s what we found out…

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You can’t obtain credit without a positive credit history. You can’t build a history until you’ve had some credit. So what are you supposed to do? There actually are some options for those looking to get started who may not be eligible for conventional credit cards and loans.

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Improving Your Credit Score

by Albie D on October 21, 2010

In a previous post we discussed How to Use Credit Wisely.  Hopefully, you’ve already been practicing some of the methods and ideals that were mentioned.  But if you’re already in some trouble with credit card debt, you’re probably more concerned with digging yourself out.  We’ll talk about methods to pay off your debt at another [...]

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How to Use Credit Wisely

by Albie D on September 24, 2010

Credit card debt can spiral out of control.  Here are some ways to protect yourself from getting in over your head.  Do not use credit cards to finance an unaffordable lifestyle.  If you are constantly using credit cards and are unable to pay the resulting bill each month, then consider whether you are using your [...]

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The exact formula for calculating your credit score is an industry secret.  I can see them now, sneaking around with their calculators, judging me.  We don’t know how they do it, but we do know what information on which a credit score is based, and how heavily each piece of information is weighed.

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Paying off a credit card balance takes hard work, dedication, and sometimes a few shed tears or longing looks at a store window you force yourself to walk past. Getting caught in the spiral of interest and fees is easier than climbing out, so when the statement comes in the mail (email?) with a beautiful [...]

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The CARD Act: New Credit Card Rules The Federal Reserve’s new rules for credit card companies mean new credit card protections for you. Here are some key changes you should expect from your credit card company beginning on February 22, 2010.

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