If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Buy This, Not That: Louis Vuitton Biface

We’ve all been there. You’re walking through a mall, and suddenly, you see it like a mirage in the desert, shining in the store window: the perfect bag. Then you look up and realize you’re standing in front of a Louis Vuitton store, and that bag is roughly one month’s rent and security deposit for a Manhattan loft. Though you try to walk away and put it out of your mind, you just can’t help returning to the store and putting it on your credit card. And now, you’re thousands of dollars in debt.

Our credit counseling advice is to consider items less costly than Louis Vitton.

Our credit counseling advice is to consider items less costly than Louis Vitton.

It doesn’t have to be that way. Talking Cents is launching a new series of informative graphics to help you understand, called “Buy This, Not That.” We’ll show you the luxury good or expensive item that you desperately want, and then show you a comparable item at a significantly lower cost. This month, we’re looking at the Louis Vuitton Biface bag, which costs a whopping $6,050 from the retailer.

Just to put it in perspective, here is a list of some things that $6,050 will get you:

  • Down payment on a 2014 Honda Odyssey minivan (20 percent down payment)
  • Down payment on a 2014 Lexus GX 460 SUV (12 percent down payment, the current national average)
  • 12 iPad Air tablets
  • Cable/internet/phone bill for 40 months
  • 24 weeks’ worth of groceries for a family of four
  • Seven IKEA Kivik black leather sofas
  • A 2015 Vespa Primavera 150, plus accessories
  • Airfare (from LAX) and luxury accommodations in Hawaii (five days, four nights) for five adults
  • 60 1-day passes to Walt Disney World’s Magic Kingdom
  • Weekly massage at a high-end spa, plus tip, for a year

As you can see in the graphic below, you can get a very similar purse at a lower-end retailer for a fraction of the price. When you look at all of the things you could buy and all of the bills you could pay instead of the luxury purse, doesn’t it make sense to buy this lower-end purse, and not that high-end bag? The Forever21 bag is much easier on your wallet and will fit into your budget.

Buy This Not That - Louis Vuitton Biface

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 

creditU

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/buy-this-not-that-louis-vuitton-biface
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=buy-this-not-that-louis-vuitton-biface
Loaded Template: single.php