Laziness. In the hectic, busy world that so many of us live in, it can be a sweet respite to just sit and do nothing for a while. Are there things that could be done? Probably. But now and then you just want to relax and procrastinate. There’s nothing wrong with a little mental break, but you might pay for it later. It’s called the lazy tax, and it happens when you neglect to do some small task or pay some small amount, and it winds up costing you more later.
For example, maybe you decided to skip grocery shopping to stay home and watch back-to-back Harrison Ford movies on TNT. But what will you eat for dinner? And what’s for lunch tomorrow? The answer to both is probably take-out, which is usually more expensive than the groceries you could have bought. Extra money spent because of laziness.
So how can you enjoy bouts of laziness without suffering from the repercussions? Preparation.
Stock up on staples to make sure you don’t put yourself in the position to scramble. Dry goods like pasta and rice can be the base of various meals. Add some meat and veggies that you had stored in the freezer, and you’ve got a complete meal. Make a large batch to have leftovers for lunch.
The lazy tax can apply to other areas as well, which can be even more costly.
- Keep up with your home and auto maintenance to avoid costly, labor-intensive work down the line.
- Use online billing to make payments quick and easy, or even automate them so you never miss a payment.
- Plan your trips ahead of time so that your route includes ATMs that don’t charge fees, and inexpensive gas stations.
These are just a few examples. Do a little prep work now to avoid the lazy tax later.
Participate in this month’s poll question: What is your budget for the holiday season?