Winter is in full swing and, across the country, consumers are starting to think about vacations. Maybe it’s to the mountains. Maybe it’s to the beaches. Maybe it’s to an amusement park. No matter what destination is on the itinerary, it’s important to take a few steps to protect your credit card before you travel. Check out these credit card travel tips.
Call Your Credit Card Company Before You Travel
It’s important to notify your credit card company of your travel plans. Otherwise, if you use the card at a location far away from your typical activity, the company may suspect a security breach of your account. They will then lock the account, and you will be declined when you attempt to make a purchase.
Travel Insurance for Your Credit Card
Find out if your card offers any travel insurance or other benefits. These can include travel assistance, emergency medical services, and collision coverage for your rental car. Knowing your card’s benefits can help you save on unnecessary expenses, delays, or emergencies during your trip.
Set Up Online Access for Your Credit Card
This ensures that you can monitor your account activity while traveling. You can track your expenses, and also contact your credit card company if your card is lost or stolen.
Be sure to reach out to your credit card company with any questions you have about safely traveling with your credit card. They can provide more detailed information on credit card security, international fees, and additional benefits that your card may have.