We’ve mentioned credit card skimmers in the past, but it’s always good to share reminders of how to protect yourself from identity theft and fraud. Criminals can place skimming devices almost anywhere that you can swipe a credit or debit card, so it’s important to be aware and alert whenever you use your card.
How to Detect Credit Card Skimmers
A skimmer is often placed over the top of the existing machine to look like it belongs there. This can include ATMs, checkout scanners, portable scanners, and gas station pumps. Inspect the area to see if anything looks out of place. Look for a different color of plastic or any loose wires. These devices are made to be installed and removed quickly, so be sure to give the card skimmer a little tug to make sure it’s the real deal.
Keep an Eye on Your Credit Card
Whenever you’re handing your card over to someone else, make sure you can see it at all times. If a retail or restaurant employee has bad intentions, they can use a skimmer of their own. They can walk off with your information without you realizing.
For information on other scams and identity theft protection, check out ACCC’s Identity Theft Resources.