The month of April is dedicated to financial literacy. In celebration of Financial Literacy Month, we are giving you a glimpse of some useful financial resources. If you are looking to manage credit card debt and live a healthy financial life, then these resources are sure to help you.
Useful Financial Resources & Tools
Responsible financial planning starts with budgeting. A budget can help consumers save for the future by finding ways to save money and cut back. ACCC has compiled helpful resources, such as a budgeting worksheet and daily expense tracker, to help consumers understand, track and create a successful budget.
It is so important that children start learning about finances at a young age. Then, they are better prepared to make sound financial decisions in the future. ACCC provides downloadable workbooks for parents to help the youth of all ages understand the basics of money management and assist in developing healthy financial habits.
College Planning & Financial Resources
With the average cost of college tuition on the rise and student loan debt reaching record highs. Developing a realistic and manageable budget is a lifelong skill that will be essential for college and beyond. In response, ACCC provides a downloadable Financial Workbook for College Students.
With identity theft on the rise, ACCC joined forces with the Federal Trade Commission to provide the FTC’s national campaign, Fighting Against Identity Theft. The purpose of the campaign is to encourage consumers to protect themselves against identity theft and minimize its damage by providing information on Identity Theft Protection. In the unfortunate case where a consumer’s identity has been stolen, ACCC has created a guide focusing on What To Do If Your Identity Has Been Stolen.
Credit allows consumers to purchase items and services now and pay for them later. Having credit is nice, but knowing how to manage and maintain good credit can be very challenging. Because credit reports and scores can have a significant effect on a consumer’s life, ACCC provides consumers with the Understanding Credit Reports guide.
To learn more about these resources as well as other financial topics, please visit ACCC’s Financial Education section at www.consumercredit.com.