Baseball season is just around the corner. If you are working on debt reduction, extracurriculars might seem out of reach. However, there are ways to cut back expenses so you can enjoy a baseball game in person.
Managing Debt Reduction While Catching a BAseball Game
Eliminating credit card debt might be your highest priority, but a little break from the financial pressure can help relieve some stress. So in a way, spending a little money on a baseball game can help your debt reduction cause.
Create a Budget for the Baseball Game
So how are you going to pay for this baseball game? First, take a look at your budget and variable expenses. There are probably a few budget areas that you can use to pay for the game such as:
- Dining Out
Other ideas include generating more income or driving less to conserve gas money. If you take money from a category to pay for the baseball game, make sure that it still leaves you with a reasonable budget. For instance, don’t choose to cut back on your grocery budget if you tend to max out your grocery budget.
There are a few areas that you should leave alone in the budget. You cannot cut fixed expenses, like rent or insurance. Since debt reduction is a high priority, treat any extra payments you are making as fixed expenses.
8 Ways to Save Money on a Baseball Game
Once you have gone through your budget, you now have an amount of money you can spend on your baseball outing. This number will direct your planning efforts and must include everything from tickets to refreshments and parking.
Here are 8 ways to save money on a baseball game so you can keep working on debt reduction:
- Bring your own refreshments. Check with the stadium to see if you can bring in water bottles or other special food items.
- Eat before the game. Fill up on normally priced food so you only need a little snack to carry you over.
- Carpool to save on gas. You may also have more fun with a group.
- Use public transportation and avoid parking costs.
- Bring cash to save money on ATM fees. It may also help you stay on budget.
- Look for group discounts on tickets, like college alumni groups.
- Weekday tickets are less desirable than weekend events.
- Go to a AAA game instead of a major league game. It may not be your favorite team, but it will give you a similar experience.
Don’t derail your debt reduction efforts by overspending. Stick to your game day budget and relax knowing you are still working toward your financial goals.
To speak to a credit counselor today about budgeting and managing your finances, call 800-769-3571.