The weather dictates many of our shopping needs. It doesn’t have to determine our spending actions. Timing your shopping for certain items around when prices are lower is a great way to avoid or reduce credit card debt. If you shop smart in the summertime, you can find deals and take advantage of sales to get clothing and other useful items at discounted prices. Here are some ideas of what to look for now to save before the weather changes!
What to Buy in Summer
We’ve written many articles about avoiding the urge to buy items just because they’re on sale. Now’s your chance to go looking for bargains and scratch that shopping itch. Keep in mind, though, if you’re managing credit card debt, shop smart all year long by focusing on “needs” and not “wants.”
Clothing is an obvious item you can look for during these warm months. Few people are shopping for warm clothing when it’s hot, so sales will feature formal wear and suits as well as casual clothing like jeans. Toward mid to late summer, items like swimsuits will also go on sale.
There are also many non-clothing items that drop in price over summer. Tools usually go on sale around this time, so now is a good time to buy the necessary gadgets for completing any DIY projects in the works. Furniture is rarely a “need,” but if you’ve been wanting to update the decor, now is a good time to buy.
Where to Shop Smart During Summer
The easiest place to do your summer sale searching is online. You can search for the specific items you’re looking for and often times discount opportunities will find you via email. Just don’t get sidetracked from your goal to eliminate debt by advertisements for nonessential items. Even if they’re on sale!
Outlet malls and factory stores are always a good place to find lower prices on many items. This is especially true for shopping out of season. Additional holiday and summer sales at all kinds of department stores and malls will be advertised in the paper.
Obviously, it’s important to shop smart no matter the season. However, understanding when you can get a needed item for less than usual is beneficial for keeping your budget intact. That way you can always keep getting out of credit card debt as your top priority.