The pumpkin carvings, haunted castles, hayrides, Halloween costume party planning and more is officially underway. You will most likely use your credit card in preparation for the scary festivities and upcoming holiday season. Having some debt isn’t a bad thing. However, you may have some spooky credit card debt habits leading you to financial distress both in the short and long-term. Therefore, we thought this is the best time to ask you a couple of questions about these habits. ACCC’s October poll is focused on spooky credit card habits. Take American Consumer Credit Counseling‘s October poll. Don’t forget to check out the stats after you do!