Health and well being are essential in life. For consumers trying to reduce personal credit card debt, gym memberships are quickly scrapped. Find out more about fitness costs and what you might be able to afford while paying off your debts or saving for a goal.
Overview of Fitness Costs & Savings Tricks
While cancelling costly gym memberships to achieve financial goals is probably the right choice, it doesn’t mean you have no other options. Similarly, when choosing a fitness avenue to start on, a gym membership isn’t the only way to go. Watch this video to see a comparison of fitness costs.
As you can see there are a few affordable fitness options to achieve your goals. Working out at home, running and cycling are physical activities that have the lowest fitness costs. You could also consider participating in a local league sport which has minimal fees.
A treadmill or any workout equipment will have a steep initial cost compared to some other modes of exercise. However, there are some serious perks to this choice. You can workout in the comfort of your own home, no commute and quick access for whenever the moment is available. Overtime, the machines will pay for themselves if you are avoiding other fitness costs. Check out garage sales and thrift stores to score a good deal on equipment before buying new to avoid consumer debt.
The most expensive fitness cost is hiring a personal trainer. They are paid per hour. This really adds up over the course of a year. If you need a jump start from a training professional, it’s not off the table. Consider only pursuing a few weeks of time with a pro, and then applying what you’ve learned on your own. Sometimes, gyms will run deals for new members to use their trainers for free.
Local gyms may offer free classes or sessions as marketing tools. Keep your eye on these or ask them directly. Many instructors will allow you to take a few free classes. Remember to try different types of workouts as well. You may be surprised at how much you like a routine on DVD or from YouTube rather than cycling for instance. Finally, whatever you do, stay within your budget. This is the only way to achieve your personal finance goals!
For more information on the cost breakdown of fitness costs, check out our Cost of Fitness infographic!