If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Shop Out Of Season to Save Money

It’s summertime and everyone’s in the market for patio furniture, grills, and bathing suits. Although retailers advertise numerous deals on summer items, in-season shopping can get the most expensive! All you need is a little planning to get a great bargain and avoid consumer debt. Our credit counseling advice is to shop out of season to save money.

You can save money if you shop out of season.

You can save money if you shop out of season.

Shop Out of Season – What You Should Do

Shop Towards the End of the Season

Retailers stock up on items for the current season. In the rush of prepping for the new season, we go in and get our shopping done. However, this is when everything is most expensive because of retailers pricing items based on demand. If you decide to hang on until the end of the season, you are guaranteed to get good bargains as retailers need to clear the stock to prepare for the upcoming season. So hold off on that grill this summer and plan all the BBQ’s for the next one! After all, a little BBQ here and there in the fall isn’t all that bad! It will surely help you with your debt management efforts.

Do Not Jump at New Arrivals

If you are an online shopper like I am, the new arrivals are what you see first! Think of all the new prints, swimwear, and the pretty dresses! However, if you keep watch on your favorite new arrival for some time, you will notice how much the price drops over just a couple of months. Therefore, save the urge to shop the newest arrivals and hold off on buying that pretty new dress. You are bound to grab a good deal!

Take Advantage of Coupons & Deals

This is more a general shopping tip. It can be annoying to receive multiple emails from retailers with their frequent mailers. However, they can give you a lot of coupons and deals. In the midst of the fight to get out of debt, any deal you can get is a good deal. Target the promotions and deals to get the most out of your shopping.

Remember, no matter when you shop it is important that you stay within your means and prioritize debt reduction.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 

ABOUT AUTHOR / Dilini

Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

View all author posts →

creditU

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/shop-out-of-season-to-save-money
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=shop-out-of-season-to-save-money
Loaded Template: single.php