People often ignore cybersecurity. This is because it can get cumbersome to keep changing passwords. Not to mention the different criteria in each account for setting passwords. While taking cybersecurity measures can get annoying, it is important to be proactive. It can help you avoid potential identity theft and unwelcome consumer debt.
Cybersecurity – How to be Safe Online!
Cybersecurity protects your devices, networks, and personal information from attacks that want your data. Here is a great list of simple steps to take toward a healthy cybersecurity environment.
- Set strong passwords and don’t share them with anyone
- Keep your operating system, browser, and other critical software up to date
- Maintain an open dialogue with your family, friends, and community about Internet safety
- Limit the amount of personal information you post online and use privacy settings to avoid sharing information widely
- Watch out for online forms that ask for sensitive information from unknown websites
- Be cautious about what you receive or read online—if it sounds too good to be true, it probably is
- Do not open or click on anything suspicious or unknown to you
- Before downloading e-mail attachments, make sure it’s from someone you know
What Happens if You are a Victim?
What happens if someone does hack your personal information? Unfortunately, cybersecurity opens the door to identity theft and its fallout. Identity theft happens when someone uses your personal information such as your name, Social Security number, credit card number or other information without your permission to commit fraud or other crimes.
- Place a fraud alert on your credit reports, and review your credit reports
- Close the accounts that you know, or believe, is affected
- File a complaint with the federal trade commission
- File a report with your local police or the police in the community where the identity theft took place