Life can get busy and you probably keep postponing your holiday shopping. However, even if you are a last-minute kind of a person, it is important to have the right amount of preparation for your shopping. Shopping in a panic can increase your risk of overspending. To save you from the trouble of wondering how to get out of debt, let’s look at a possible last minute shoppers guide for your holiday shopping.
Last Minute Shoppers Guide For Holiday Shopping
As more of us put off holiday shopping, a last-minute shoppers guide gives a plan that enables us to be strategic and prepared. Here goes!
- Make a List – Create a targeted list of items you are looking for before heading to the store. Use the list as a guide to get you in and out of a store and decrease your chances of impulse buying.
- Create a Budget – In an ideal world you already set money aside for the holidays, but this is last minute shopping. Without a budget, you fall into the risk of overspending.
- Shop Online – Shopping online can save time, money, and gas. Online shopping can also decrease temptations.
- Go the Gift Card Route – If all the best items are sold out, don’t buy something just to buy anything. Purchase a gift card in hopes so that the recipient has some flexibility, or with the hope that the item will be back in stock after the holiday season.
- Research – Before heading out the door, check your favorite stores’ websites to see what sales they may be offering.
- Be Aware of Extra Costs – Shipping costs can add up so it is important to be aware of them. Consider the pick-up in store option if there is a location relatively close.
- Homemade Gifts – Short on money? Consider making gifts for your friends and family. Check do-it-yourself sites or create a gifts basket filled with small items.
If you are seeking for debt counseling speak with a certified counselor at ACCC today. Call 800-769-3571 today.