My mom was a stay-at-home mom, and she happens to be one of the most frugal people I know. I love a good sale, using coupons, and saving money, and I know it’s because of my mom. Here are some money saving tips for stay-at-home moms to help you avoid consumer debt!
Avoid credit card debt with these tips.
Money Saving Tips for Stay-At-Home Moms
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Cook at home with inexpensive ingredients.
Eating out is expensive enough for one person, let alone a whole family. Cooking at home is a much cheaper option, especially if you have teenage kids who are eating the same amount (or more!) than adults. You can save a lot of money by making cheap meals, like pasta, that can feed the whole family without breaking the bank. This will help you stay on budget.
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Work from home or part-time.
If your kids are old enough to be left alone for a few hours, consider getting a part-time job to bring in a little more income for your household. If they can’t be left alone, try finding a job where you can work from home. I’m not a mom, but I worked as a social media content creator from home as a side-hustle. I liked being able to work when I wanted to from the comfort of my own living room! I didn’t make a bunch of money, but it was still extra income that I was able to save.
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Find free activities to do with your kids.
Entertaining kids doesn’t have to be expensive. Museums are often free for kids under a certain age, and your neighborhood park is always free too. Additionally, there are many free library resources for kids, such as story time or sing-along programs or special events. Many libraries offer programming for kids of all ages as well as a children’s area for toys and reading.
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Keep kids’ birthday parties simple.
Birthdays are a big deal for kids, but you can make your kid’s birthday fun and special even if you’re on a tight budget. Instead of buying a cake from a bakery, make one yourself. The birthday cakes my mom made me as a kid always tasted better than store bought cakes anyway. Also, instead of inviting the whole class to a big birthday party, limit it to just a few close friends. Having a few friends over at the house to watch movies, do nails, eat cake and sleep over were my favorite birthdays as a kid!
What can you do with the money you saved from these money saving tips? The possibilities are endless! You could start saving for your kids’ college expenses or perhaps start paying off credit card debt.
If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today.
