Still waiting for the job interview - woman checking timeThere’s been a lot of talk and worry lately about your credit history affecting your chances of getting a job. Now we all know that your credit history has a direct affect when it comes to applying for loans or credit cards, meaning you should take care of any credit problems well beforehand, but employment? What does my credit history have to do with whether or not I would make a good employee?

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free library resources to help eliminate credit card debtDid you know you could eliminate credit card debt by utilizing your local library? It’s National Library Week and what better time than now to explore all your library has to offer! There are plenty of free and exciting resources available from libraries that can save you a bundle. Those savings can go towards eliminating debt. From Internet access to literature to kid’s activities, there is something for everyone.

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Financial Literacy Month: Cost of Buying a Home

April 15, 2015
avoiding debt from mortgages and home buying

In another installment of Financial Literacy Month, Talking Cents is covering the costs of buying a home. Since purchasing a home is one of the biggest investment you will make, it’s important to make sure that you understand all that comes with it. By saving and preparing for all related home buying costs, you will be [...]

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Tuesday Tip: Last Minute Tax Tips

April 14, 2015
use credit cards wisely avoid credit card debt tuesday tip

The April 15th deadline to file your state and federal tax returns is just two days away. Have you filed yet? Have you gathered all your necessary paperwork and information? Are you even thinking about it yet? If not, don’t delay any longer. While filing your taxes can seem intimidating and tedious, it is absolutely [...]

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How to Avoid Student Loan Debt

April 13, 2015
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It’s pretty well known by now that student loan debt has surpassed credit card debt in the US. The total amount of student loan debt in the US as of 2014 is $1.2 trillion… a number that has tripled in the last decade. Student loans are the second highest source of consumer debt, trailing only mortgages. [...]

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Preparing For College: FAFSA Deadlines

April 10, 2015
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College admission season is well underway. If you’ve received your acceptance letters and narrowed down which ones you want to go to, congratulations! Now let me introduce you to our dear friend FAFSA.

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Poll Question: What to do With Your Tax Refund?

April 9, 2015
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  Hopefully most of our readers have filed their tax returns. The April 15th deadline is approaching and it’s important that you file. Remember, even if you owe money and can’t afford to pay right now, the penalty for not filing is far greater than the penalty for late payment. Just get the paperwork done. [...]

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Tips for Renting & Managing Credit Card Debt

April 8, 2015
managing credit card debt rent stay on budget

Managing credit card debt doesn’t have to undermine the excitement around renting an apartment or home. One of the most important factors in this decision is your budget and getting rid of credit card debt. As part of Financial Literacy Month, Talking Cents wants you to have a better understanding of how renting impacts your budget [...]

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Tuesday Tip: Use Credit Wisely

April 7, 2015
use credit cards wisely avoid credit card debt tuesday tip

Make no mistake about it, a credit card is a powerful tool. But with great power comes great responsibility. If that advice is good enough for Spiderman, then I figure it’s good enough for our readers. Like any power, credit can be used for both good and evil. The good is making purchases you need, paying [...]

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How to Have an Affordable Summer Vacation

April 6, 2015
affordable summer vacation ideas no credit card debt

Summer vacation is right around the corner. You may be dreaming of a relaxing trip to a far off land, but your budget might not agree with that. You may not get to Europe, but there are affordable vacation options to consider. With dedication and a plan to save, you can have a summer vacation without racking [...]

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