Infographic: The Guide to Tipping

by Albie D on December 19, 2014

tipping guide accc headlineDifferent people have different opinions when it comes to gratuity and tipping. How much to tip? When to tip? Who deserves a tip? Opinions vary, but some standard practices do exist in America. We previously posted about a similar topic with our Money Etiquette Infographic. To go along with that, we’ve put together another infographic with some suggested tipping guidelines.

 

[click to continue…]

Bookmark and Share

{ 0 comments }

Free Shipping Day 2014

by Albie D on December 18, 2014

free shipping day acccFor all you last-minute online shoppers, today might be your lucky day. Over 1,000 online retailers will offer free shipping on purchases made today, with the guarantee that your order will arrive in time for Christmas. Most consumers are looking to save money this holiday season. But if you’ve put off your shopping until now, you may not have the time to search for the best deals. This is just one way to help you get your holiday shopping done in time without breaking the bank.

[click to continue…]

Bookmark and Share

{ 0 comments }

Setting SMART Goals For Your Finances

December 17, 2014
chalk board smart goals accc

Setting financial goals is an important step towards gaining control of your finances and getting out of debt. Building up an emergency fund, saving up for a down payment, paying off a credit card… All of these are great goals to have. The key is determining the proper strategy to work towards achieving your financial [...]

Bookmark and Share
Read the full article →

Tuesday Tip: How to Calculate Your Debt to Income Ratio

December 16, 2014
tuesday-tip-1024x742

Do you know what your debt to income ratio is? Do you know why it’s an important figure? Well, lenders and credit reporting agencies will use this figure as part of the criteria for determining your creditworthiness.  So, it’s important that you not only know what it is, but also that you work towards making it as [...]

Bookmark and Share
Read the full article →

Budget-Friendly Winter Vacation Activities

December 15, 2014
Budget friendly winter vacation activities

So the kids are home for break and you may even have a few extra friends running around your home too. With lots of time and kids on hand, it’s best to be prepared with different budget-friendly activities to keep winter vacation fun, active and inexpensive. Here are a few ways to make winter vacation [...]

Bookmark and Share
Read the full article →

How to Save Money for a Goal

December 12, 2014
save for a goal

Different people can have different philosophies on money. Some people prioritize spending and enjoying their money now, while others may save as much as they can for the future. Neither philosophy has a specific goal in mind, but that can mean the difference between frivolous spending and self-deprivation. Here’s how you can save for a [...]

Bookmark and Share
Read the full article →

Inexpensive Christmas Decorations

December 11, 2014
christmas decorations for less

Between gifts, traveling, food and more, buying Christmas decorations often becomes a luxury or is completely eliminated from the shopping list. However, there are ways to have Christmas decorations for less than you think. From DIY projects to sale items, your holiday season can shine just as bright with a small Christmas decoration budget as it would [...]

Bookmark and Share
Read the full article →

Regifting: A Lesson from Seinfeld

December 10, 2014
regifting

Regifting is a great way to save money and declutter your own living space. It’s also budget-friendly and a sustainable way to celebrate the holiday season. If you are not going to use an item, why not gift it to someone who will? In celebration of National Regifting Day (12/19/2014), let’s explore some of the best regifting tactics [...]

Bookmark and Share
Read the full article →

Tuesday Tip: Give the Gift of Your Time

December 9, 2014
the gift of time

As is tradition in many families around this time of year, rooms, phone lines, texts, and emails are filling up with conversations about what everyone wants for a gift this year. Some people will have a specific gift in mind, some may have no idea, and some will simply say, “Oh, don’t get me anything.” [...]

Bookmark and Share
Read the full article →

10 Homemade Gifts to Save You Money

December 8, 2014
homemade gift ideas

Sometimes our holiday gift budgets get blown before we even get to the holiday shopping season. If you find yourself in a pinch this holiday season, save money by making homemade gifts. There are plenty of DIY guides to help you make a unique and special gift for each person on your list. Here are 10 excellent homemade gifts [...]

Bookmark and Share
Read the full article →