talking cents guyDEAR TALKING CENTS GUY,

I have not done much in the past to make sure that every part of my finances are in tip-top shape. I recently became financially independent (just graduated from college this past May), and I’m not sure where to begin. How can I start cleaning up my finances and making sure I stay financially organized?

-Recent College Grad in Boston

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tuesday-tip-1024x742If you’re reading this blog, then you’re probably someone who’s looking to save money, get out of debt, and better manage your finances. Earning some extra money is a big help in all situations, but who has the time to look for and work another job? Well, it may not take up as much time as you think. There are plenty of ways to get a side job and earn extra money, all on your own timeline. If you have free time and could use the extra cash, then these could be right up your alley.

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Save Money on Halloween

October 27, 2014
save money on halloween

Between the costumes, candy, and decorations, Halloween can wind up being a pretty expensive holiday. Those of us looking to save money need to find less expensive alternatives to the high-priced items, but just because you have a small budget doesn’t mean the fun factor has to get smaller too. Check out these ideas to save [...]

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Learning Patience with Cookie Monster: Teaching Kids How to Save

October 24, 2014
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Learning how to save is a valuable lesson that children as young as preschool can begin to learn. In this clip from Sesame Street, Elmo shows kids how to divide their money into savings, spending money, and sharing money. But how do you motivate children to understand why they should save?

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Estate Planning 101

October 23, 2014
Time-To-Plan

Estate planning is not just for the wealthy, the elderly or families with children. It’s a way to legally protect yourself and your loved ones if tragedy or death occurs. Who will make medical decisions for you if you are incapacitated? Who gets the house when you die? What about paying for your children’s education? [...]

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Quick Pumpkin Recipes: Ways to Use Canned Pumpkin

October 22, 2014
pumpkin

Thanks to New England’s crazy winters, fall can be a short-lived event. Extend the fall with autumnal flavors, like pumpkin! Fresh pumpkins can be daunting and time-consuming to prepare, but canned pumpkin is an excellent alternative with all of the health benefits. Canned pumpkin is an easy-to-store source of fiber, potassium, vitamin C, and beta-carotene. [...]

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Tuesday Tip: Beware the Lazy Tax

October 21, 2014
tuesday-tip-1024x742

Laziness. In the hectic, busy world that so many of us live in, it can be a sweet respite to just sit and do nothing for a while. Are there things that could be done? Probably. But now and then you just want to relax and procrastinate. There’s nothing wrong with a little mental break, but [...]

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Celebrate National Save for Retirement Week

October 20, 2014
401k

Happy National Save for Retirement Week! Whether you haven’t started saving for retirement or you have a great plan in place, everyone can participate in this week; maybe you finally start that personal budget or you take some time to evaluate your current plan. It’s not the most glamorous time of the year, but certainly one [...]

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Earn, Save, Spend & Donate: Teaching Kids About Money

October 17, 2014
kidsmoney1

It’s not unusual for children to focus on the next new toy that they want without understanding how to get it. Beyond just spending money, children will need to learn where money comes from and where it can go. Financial literacy can make a tremendous impact on a person’s life, so why not start at [...]

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Get Smart About Credit Day: Becoming Financially Literate

October 16, 2014
student credit

Today is Get Smart About Credit Day! An annual event where bankers visit classrooms to explain basic personal finance principles to kids, Get Smart About Credit Day helps teach people about the credit facts of life. Though the lessons can be broad, there are three areas of focus: paying for college, knowing your score, and [...]

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