use credit cards wisely avoid credit card debt tuesday tipWhen making travel arrangements on a budget, every little bit of savings can feel like a victory. You want to put your money towards something fun like activities and souvenirs, not fees and insurance. It can be difficult to determine when travel insurance is worth it. Of course, it only winds up being useful when you need it (like a last-minute emergency, health issue, or any change of plans). The good news is, you may not have to pay for it.

[click to continue…]

Bookmark and Share

{ 0 comments }

save money this summer help with debtsAs summer approaches, the thought of saving money might seem impossible next to all the fun plans you are making. However, it could be the perfect opportunity to grow your skills and try some new ideas. Since saving money or avoiding expenses can help with debts, let’s take a look at 10 ways to save this summer.

[click to continue…]

Bookmark and Share

{ 0 comments }

Graduation Party On A Budget

May 21, 2015
graduation party money saving tips

Has a loved one just graduated? A celebration is in order! Before you start stressing about how you’re going to afford the party your grad deserves, check out these savvy party tips and avoid credit card debt.

Bookmark and Share
Read the full article →

Budget-Friendly DIY Outdoor Projects

May 20, 2015
budget friendly diy projects

For many people, summer is the time to get all those projects done that have plagued you since last year. Unfortunately, projects can cost more than anticipated. To help manage your budget and avoid consumer debt, follow these tips while completing your DIY outdoor projects.

Bookmark and Share
Read the full article →

Tuesday Tip: Uses For Your Tax Refund

May 19, 2015
what-to-do-with-your-tax-refund-poll-results-banner

Since we just wrapped up another online poll, we figured that this Tuesday’s Tip should include the results that we gathered. The poll topic: What consumers will do with their tax refunds. The deadline to file your taxes was over a month ago. Most consumers will have received their refund by now. We were curious about [...]

Bookmark and Share
Read the full article →

How To Eliminate Debt Before Retirement

May 18, 2015
retire debt free

The future of retirement may look a lot different than our parents or grandparents have experienced. Factors like social security, longevity and our overall financial savvy will greatly affect our preparedness. To successfully create a retirement plan, it’s best to think about it as an equation. And to simplify that equation right off the bat, we’d like to [...]

Bookmark and Share
Read the full article →

Financial Resources for Military & Armed Forces Day

May 15, 2015
military family budgeting resources deployment finances

In honor of Armed Forces Day, Talking Cents would like to share some financial resources for those serving in the military. Our brave service members often face unique financial circumstances before, during and after their time in the military. Fortunately, ACCC can help prepare your budget for each stage.

Bookmark and Share
Read the full article →

What is Debt Consolidation?

May 13, 2015
credit-cards-debt-consolidation-accc 2

People struggling with credit card debt are likely looking for any available solution or strategy to help them get out. However, with so many different services, companies, and recommended techniques to get out of debt, it can be intimidating and difficult to find the right debt management solution. There are several different options to help consumers [...]

Bookmark and Share
Read the full article →

Tuesday Tip: Coupon Codes

May 12, 2015
use credit cards wisely avoid credit card debt tuesday tip

Today’s tip is a simple one. Anyone who shops online knows that there are deals to be had. It’s easy to do simple searches and compare prices, but there may be another step that consumers are forgetting about. Coupon codes!

Bookmark and Share
Read the full article →

Ask Talking Cents Guy: Repaying Debt in Collections

May 11, 2015
talking cents guy

DEAR TALKING CENTS GUY, My credit is currently at 460. The only thing that I owe is a credit card in collections with a $500 limit, but it has a $2,600 balance making my credit utilization 530%. If I paid this off or settled, will it bring up my credit drastically? Maybe at least the 500′s? -TONY

Bookmark and Share
Read the full article →