financial freedomThe word freedom is thrown around a lot this time of year. What does the concept of freedom make you think about? For some, freedom of speech, choice and American pride come to mind. For many, financial freedom  is a lingering thought, something a lot of Americans don’t feel as confidently about. With credit card debt at an all time high, many need help getting out of debt. Fortunately, ACCC is here to help you achieve that confidence- by taking a few small steps, financial freedom can be yours for the taking. [click to continue…]

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take the poll sealTechnology has made a lot of everyday tasks faster and easier, including simple things like paying your bills. However, there are still a lot of consumers out there who like to do things the old fashioned way. Maybe it’s just out of habit and familiarity. Change can be intimidating. When it comes to paying bills, it doesn’t really matter how it gets done as long as it gets done, right? But we’d like to find out how you prefer to pay your bills. So which is it for you… Online or mail? Take this quick poll to share your preference, and we’ll publish the full results.

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Tuesday Tip: Keep Cool on a Budget

June 30, 2015
use credit cards wisely avoid credit card debt tuesday tip

You ever get so hot in the summertime that you just want to walk down to the corner store, open up the ice cream freezer, and sit in it for about an hour? Yeah, me neither. That would be weird, right? Those of us who would rather not get kicked out of such establishments have [...]

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4th of July Party Ideas for Debt Reduction

June 29, 2015
fourth of july party ideas for debt reduction

Fourth of July is a wonderful time to celebrate our nation with food, friends and fireworks. It’s also a chance for people to overspend unnecessarily. If you are hosting a Fourth of July party this year, take a look at these suggestions for a budget-friendly affair that can help with debt reduction.

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Saving for Your Honeymoon

June 26, 2015
affordable honeymoon options with smart goals and no credit card debt

Now that you have your wedding day budgeted, it’s time to think about a honeymoon! While a luxurious trip around the world might not be an option for most, there are plenty of ways to have an affordable honeymoon to meet at least some of your requirements. Make saving for your honeymoon a SMART goal and take [...]

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Summer School: Personal Finance through Games

June 25, 2015
personal finance lessons from board games

Personal finance is a skill that needs to be learned and takes practice to avoid failure and financial struggles. Engage your kids this summer through different games about personal finance to give them practice using money, learn how to manage debt and how to balance wants and needs.

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Tuesday Tip: Where to Find Reviews Before Buying

June 23, 2015
use credit cards wisely avoid credit card debt tuesday tip

We are living in a digital social age. People share everything online. Cat videos, food pics, and selfies are among the more popular categories. However, there are more useful topics that consumers can actually use to their benefit. Although, what could be more useful than a video of someone looking at a double rainbow. Mind-blowing! I’m talking [...]

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Reduce Debt This Summer: Get the Kids Involved

June 22, 2015
reduce debt by getting the kids involved this summer

For much of the nation, summer is in full swing. For others, in just a few short days the bell will ring and children will be jumping for joy. Since summer vacation offers a lot of free time, many parents feel pressured to keep their kids occupied with camps, amusement parks and other pricey activities. Instead, here [...]

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2 Wedding Budgets Without Consumer Debt

June 19, 2015
wedding budgets under $10000

Without a budget, consumer debt and weddings seem to go hand-in-hand. After reading last week’s article on wedding budgets, you are now well aware of the importance of a managing your finances for such a major event. Let’s take a look at two wedding budgets and how they help to avoid consumer debt.

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Get Out Of Debt By Dumping The Pump

June 18, 2015
eliminate debt by dumping the pump

The weather has been cooperating but that doesn’t mean the gas prices have. If you’re like many of us who want to spend as much time outside as possible while trying to save a buck, you might be looking at your bicycle as a means of transportation. Bypass expensive gas prices and celebrate National Dump the [...]

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