staycationIf you want to take a vacation but you’re short on cash, you’ve probably heard the term “staycation.” It basically means that you stay home or close to home for your vacation, and it’s a good way to save money. For many consumers, most extra money is being put towards regular bills or paying off credit cards. You might think it’s boring and lame to just stay home to save money, but it doesn’t have to be that way. It just takes a little creativity, some research, and a sense of adventure to save money on a vacation and still have an awesome time!

[click to continue…]

Bookmark and Share

{ 0 comments }

schoolNow that the summer is almost over, it’s time to start thinking about getting the kids back to school. They are going to need new school supplies, and many will need new clothes as they’ve likely outgrown those from the year before. No matter what age your child is, there are a few ways to make sure that going back to school doesn’t cause you go into credit card debt. [click to continue…]

Bookmark and Share

{ 0 comments }

Market Basket Boycott: Where Should I Shop Now?

July 23, 2014
market basket

If you live in the New England area and haven’t been living under a rock, you know that the region’s favorite discount grocery store, Market Basket, is undergoing some serious change. After the firing of Arthur T. Demoulas as CEO, employees have boycotted and refused to stock shelves. Sales have come to a screeching halt as [...]

Bookmark and Share
Read the full article →

Tuesday Tip: Audit Your Budget

July 22, 2014
tuesday tip

Ever wonder where all your money is going? Ever wish you had more cash to spend on things you need or want? It can be tough to keep track of all of your spending for any given month. However, tracking is the best way to find ways to save. It’s easy to forget about some [...]

Bookmark and Share
Read the full article →

Extreme Cheapskates: Freezing Assets, and Enter to Win $250

July 21, 2014

The Extreme Cheapskates that we’ve featured in Talking Cents are, as the name suggests, extreme. They take savings and penny pinching to a point of sideshow attraction, but their hearts are in the right place (for the most part). There are lessons to be learned from their choices, even if they take it to the [...]

Bookmark and Share
Read the full article →

Managing Your Cell Phone Data Plans: Avoid Going Over Your Limit

July 18, 2014
Shopping_Smartphone

Phone bills are a vital part of our utility bills, and data usage can cost quite a bit more on top of the cost of the phone. If you are trying to manage credit card debt, every cent counts — switching to a cheaper data plan might be the right choice for you. There are a [...]

Bookmark and Share
Read the full article →

Ask Talking Cents Guy: How Much Should I Spend on My Friends’ Weddings?

July 17, 2014
talking cents guy

DEAR TALKING CENTS GUY: I’m in my late 20s, and it’s that time of year when I’m invited to a bunch of weddings. This summer alone, I have seven (yes, SEVEN) weddings, most of which require air travel and hotels. I am currently working, but I am very much underemployed and do not make enough [...]

Bookmark and Share
Read the full article →

Eat Your Way to Debt Relief: Healthy Nachos

July 16, 2014
nachos

Summer is halfway through, and your kids are as hungry as ever. But with so many afternoon snacks and lunches to plan, now that they’re home, you may have started repeating meals. Kids love variety, so we have a few suggestions to make snacktime interesting while also staying healthy and affordable. This month, Eat Your [...]

Bookmark and Share
Read the full article →

Tuesday Tip: Boost Your Credit Score with a Secured Credit Card

July 15, 2014
tuesday tip

You can’t get a credit card or loan without a decent credit score. You can raise your credit score without building a strong credit history. You can’t build a history without getting a credit card or a loan. It’s a vicious cycle that many consumers find themselves in. If you find yourself in such a scenario, [...]

Bookmark and Share
Read the full article →

Understanding Car Insurance Terms and Choosing a Deductible

July 14, 2014
Car-Accident

There are several ways to minimize the costs of car ownership. Do your own repairs, drive an older car, haggle the sale price, gas-saving tips… the list goes on and on. One thing you can’t do without is automotive insurance. While it may be required (and rightfully so), that doesn’t mean you can’t find ways [...]

Bookmark and Share
Read the full article →