Quick and easy weatherizationSo far in this weatherization series, we have discussed exterior and interior projects and the financial incentives of energy efficiency programs. This week we will focus on some quick and easy weatherization projects that can help you stay warm this winter and lower utility bills. Eventually, that money can be better spent on things like paying off credit card debt or adding to your savings. Let’s hear a few tips from Bob Vila to get your home or apartment ready for winter!

[click to continue…]

Bookmark and Share

{ 0 comments }

tuesday-tip-1024x742People with credit card debt usually have one major concern: How can I get out of debt? There are a lot of things a consumer can do to help better their situation like earning additional income, reducing their spending, creating a budget, seeking credit counseling, or even a debt management program. All of these are great techniques for better financial management and debt repayment, but there are also two very simple methods to pay off credit card debt.

[click to continue…]

Bookmark and Share

{ 0 comments }

Poll Results Infographic: Holiday Spending

November 24, 2014
holiday-spending-poll-results-infographic headline

The majority of budget-conscious consumers plan to be frugal with their holiday spending this year, according to our latest poll results. The online survey found that while 35 percent of respondents plan to spend the same amount as last year, 20 percent indicated they were spending less and 32 percent indicated they plan to dish-out [...]

Bookmark and Share
Read the full article →

Stay on Budget this Holiday Shopping Season

November 21, 2014
Stay on budget holiday

Every year, there are more gifts to buy, pies to bake and homes to adorn with decorations. And every year many of us end up spending more than we are able to on the holidays. Don’t let your January bank account frighten you. Stay on budget and avoid credit card debt this holiday season by [...]

Bookmark and Share
Read the full article →

Eliminate Debt with Energy Efficiency Programs

November 20, 2014
Save money with energy efficiency

Did you know there are energy efficiency programs that are free, add value to your home and help you save money? It’s absolutely true, and these programs exist across the country. Imagine what a little more money in your budget could do for your savings, eliminating debt or other expenses. Let’s take a look at [...]

Bookmark and Share
Read the full article →

Money Etiquette Infographic: Tips to Avoid Awkward Financial Situations

November 19, 2014
money-etiquette-infographic header

How do you split a bill at a restaurant? Does it make sense to lend money to a friend? When should you tip? These are just a few questions that can make for awkward financial moments. Following the proper etiquette can be difficult when money is involved, since people often operate under different rules. To help [...]

Bookmark and Share
Read the full article →

Tuesday Tip: Save Money with Smart Phone Apps

November 18, 2014
tuesday-tip-1024x742

Nearly everyone has a smart phone nowadays. Even those who are struggling financially would likely consider their mobile device a “must-have”. While smart phones can be expensive (purchase price plus monthly data plans), they actually have the capability to help you save money in other areas. There are apps for shopping, banking, budgeting, and more. Here [...]

Bookmark and Share
Read the full article →

How to Host Thanksgiving on the Cheap

November 17, 2014
Thanksgiving-Party

Once a year, Americans gather around the table to celebrate family, turkey, and football. Hosting a Thanksgiving dinner is no frugal affair, however. Turkeys aren’t cheap, nor are all of the fixings and the décor. It also seems like there’s never enough time to get everything done, entertain family and friends, and also enjoy the [...]

Bookmark and Share
Read the full article →

Surviving Black Friday: Make the Most of Holiday Shopping

November 14, 2014
black friday

Right before the holidays, retailers launch all sorts of sales to entice shoppers to spend their money. Black Friday, or the day after Thanksgiving, has huge discounts on electronics, toys, and other gift items. Small Business Saturday is the next day, which celebrates the independent and small retail shops that find themselves in competition with [...]

Bookmark and Share
Read the full article →

Saving Money with Weatherization: Interior Fixes

November 13, 2014
weatherization fireplace

High utility bills during winter months can often derail personal finances, setting back savings goals and creating situations where people struggle to get out of debt. Before this happens, invest in your home’s energy efficiency and benefit from lower utility bills. This series looks at ways to save money with weatherization. In Part II, we will review some [...]

Bookmark and Share
Read the full article →