Getting out of debt with new salaryCongratulations! Your new job offer has a larger income and with it, more opportunity to pay off debts. However, new expenses may come into play that could challenge your nice, new income. Before you accept the offer, let’s answer three questions to find out if your budget will work for your new job.

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interview-credit-counselor-koreen-2American Consumer Credit Counseling is one of the most reputable non profit credit counseling agencies in the industry. That doesn’t happen without the help of some well-trained and professional counselors. We wanted to take a moment to give you a behind the scenes look at what being a credit counselor is all about. So, we interviewed one of ACCC’s finest credit counselors, Koreen.

 

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Avoiding Consumer Debt: DIY Spring Cleaning

March 25, 2015
DIY projects for the home to avoid consumer debt

Consumer debt is easy to fall into especially as the spring home improvement season starts. Many homeowners get caught up in the projects, going over budget or never starting with one. If you are facing credit card debt but still want to accomplish some home improvement projects, try out these easy DIY spring cleaning projects to get [...]

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Tuesday Tip: Save Money With a Household Toolkit

March 24, 2015
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Whether you’re a new homeowner or just someone looking to do some projects around your home, every household should have some tools. Now, not everyone needs a table saw or a drill press. You also don’t need to own every possible tool for every possible job. However, there is a small selection of tools that [...]

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Beware of Credit Repair Scams and Find the Best Way to Manage Your Debt

March 23, 2015
avoid scams

You’ve heard the line: Get a clean slate and new identity, debt free– 100% guaranteed! 100% not the best idea. In actuality, there is legally nothing a credit repair company can do to better your credit that you can’t do for yourself. To be completely honest, if you’re having debt management difficulties there really is no quick fix. But [...]

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Infographic: How Consumers Are Using Money Saved on Gas

March 20, 2015
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Each month we post a poll asking questions about a particular financial topic. Starting in February, the questions focused on the recently lowered gas prices, and what consumers are doing with the money they save. People dealing with credit card debt and small budgets need to be smart with their money, and the lower gas prices are [...]

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March Madness Bracket for Debt Relief

March 19, 2015
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It’s that time of year again. College athletes across the country are gearing up for the biggest games of their athletic careers. While millions will watch and fill out their March Madness brackets trying to pick the winner, we’re using our bracket to work towards a different goal… Debt relief!

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Credit Counseling: Creating Your Financial Road Map

March 18, 2015
navigating your financial struggles with credit counseling

While personal financial challenges can be difficult, you don’t have to go it alone. Credit counseling could be your first step towards reaching financial stability. There are accredited credit counseling agencies that can give you the information you need to improve your situation. Here is a breakdown of credit counseling services.

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Tuesday Tip: How to Save Money on St. Patrick’s Day

March 17, 2015
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Happy St. Patrick’s Day! A day when the beer is green, bagpipes echo through the air, and everyone is Irish. Between the corned beef dinners and bar-hopping, you may find yourself spending more money than you intended. For those of us drowning in debt, this happy-go-lucky spending spree can only worsen our credit problems. If [...]

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Credit Counseling Advice: 5 Things That Can Hurt Your Credit Score

March 13, 2015
avoid hurting your credit score

There are a lot of myths out there about things that can hurt your credit score. And since March is Credit Education Month, we’re offering some free credit counseling advice. Did you know that checking your credit score or requesting a copy of your credit report actually has no impact on your score? But here are some [...]

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