lunchPlanning for lunch can be one of the easiest ways to save money and keep your food bills down. It’s all too easy to run to the office cafeteria or a local fast food joint to grab lunch, especially if you have an office job. Making lunch every day is an exhausting prospect that most people aren’t willing to do, especially if you have limited reheating options in the office. But there are a number of ways to do lunch on the cheap. [click to continue…]

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id_theft_kids child babyYou may not realize it, but a child’s personal information can be used to commit fraud just as easily as an adult’s. An identity thief can use their social security number to open bank and credit card accounts, apply for government benefits, apply for a loan, open utility service accounts, and event rent a home. But how can you protect your child’s information from fraud?

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5 Ways to Use Unexpected Income Responsibly

April 21, 2014
what to do with unexpected money

Coming into some unexpected money seems like a great problem to have. If you’ve picked up a second job or side gig, received your tax return or a yearly bonus, or inherited a sum of money, it’s important that you treat that money the same as you would any other income and have a plan [...]

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How to Save for a Summer Vacation

April 18, 2014
saving for a summer vacation

Planning a getaway this summer? Whether you’re planning a trip around the world, a weekend staycation or something in between, it’s important to start saving and budgeting for your trip ahead of time. Your summer vacation may feel like it’s a long way away, but costs such as airfare, hotel fare, and passport and travel [...]

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Buy This, Not That: Louis Vuitton Biface

April 17, 2014
buy this not that logo

We’ve all been there. You’re walking through a mall, and suddenly, you see it like a mirage in the desert, shining in the store window: the perfect bag. Then you look up and realize you’re standing in front of a Louis Vuitton store, and that bag is roughly one month’s rent and security deposit for [...]

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Eat Your Way to Debt Relief: Cauliflower Recipes and Ideas

April 16, 2014
cauliflower

One of the easiest ways to reduce your grocery bill is to eat more fruits and vegetables. In addition to being cheaper than meats, produce is healthier, and a healthier diet can lead to lower medical expenses. One excellent meat substitute is the protein-packed cauliflower, thanks to its versatility, affordability, and nutritional content. A hearty [...]

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Welcoming Talking Cents Guy, Personal Finance Expert

April 15, 2014
talking cents guy

I know how hard it is to manage personal finances and how appealing credit cards can be. I’ve been in debt myself, and though I managed to get out of debt, the urge to spend and turn to plastic is still something I deal with every day. But I’m here to help you live better [...]

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How to Sublet Your Apartment This Summer

April 14, 2014
how to sublet

In Boston the subletting season is upon us. This is when the college students in the area flock to their hometowns or to new cities for internships and summer jobs, or to new countries on study abroad trips and sublet their apartments for the summer months. A sublet contract is an agreement between a tenant [...]

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5 Things You Should Teach Your Kids About Money

April 11, 2014
teach children to save day

Talking Cents and American Consumer Credit Counseling are celebrating National Teach Children to Save Day and Financial Literacy Month, and it’s a great opportunity to teach your kids about money. But what should you teach them and how? Use this presentation as a resource to jump start money skills with your children at any age. [...]

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It’s Time to Check Your Credit Report

April 10, 2014
credit report check

Want to know what lenders see when they review your credit and make a decision about your credit worthiness? Want to protect yourself against fraud and errors that could impact your financial future? The solution is simple…check your credit report. Your credit report is a history of everything you are doing with your credit and [...]

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