Stay on budget holidayEvery year, there are more gifts to buy, pies to bake and homes to adorn with decorations. And every year many of us end up spending more than we are able to on the holidays. Don’t let your January bank account frighten you. Stay on budget and avoid credit card debt this holiday season by following a few simple rules.

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Save money with energy efficiencyDid you know there are energy efficiency programs that are free, add value to your home and help you save money? It’s absolutely true, and these programs exist across the country. Imagine what a little more money in your budget could do for your savings, eliminating debt or other expenses. Let’s take a look at some of the financial incentives for energy efficiency improvement programs, and dive deeper into what Massachusetts has to offer its residents and businesses.

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Money Etiquette Infographic: Tips to Avoid Awkward Financial Situations

November 19, 2014
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How do you split a bill at a restaurant? Does it make sense to lend money to a friend? When should you tip? These are just a few questions that can make for awkward financial moments. Following the proper etiquette can be difficult when money is involved, since people often operate under different rules. To help [...]

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Tuesday Tip: Save Money with Smart Phone Apps

November 18, 2014
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Nearly everyone has a smart phone nowadays. Even those who are struggling financially would likely consider their mobile device a “must-have”. While smart phones can be expensive (purchase price plus monthly data plans), they actually have the capability to help you save money in other areas. There are apps for shopping, banking, budgeting, and more. Here [...]

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How to Host Thanksgiving on the Cheap

November 17, 2014
Thanksgiving-Party

Once a year, Americans gather around the table to celebrate family, turkey, and football. Hosting a Thanksgiving dinner is no frugal affair, however. Turkeys aren’t cheap, nor are all of the fixings and the décor. It also seems like there’s never enough time to get everything done, entertain family and friends, and also enjoy the [...]

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Surviving Black Friday: Make the Most of Holiday Shopping

November 14, 2014
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Right before the holidays, retailers launch all sorts of sales to entice shoppers to spend their money. Black Friday, or the day after Thanksgiving, has huge discounts on electronics, toys, and other gift items. Small Business Saturday is the next day, which celebrates the independent and small retail shops that find themselves in competition with [...]

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Saving Money with Weatherization: Interior Fixes

November 13, 2014
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High utility bills during winter months can often derail personal finances, setting back savings goals and creating situations where people struggle to get out of debt. Before this happens, invest in your home’s energy efficiency and benefit from lower utility bills. This series looks at ways to save money with weatherization. In Part II, we will review some [...]

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Make Your Own Thanksgiving Gravy

November 12, 2014
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Cooking for Thanksgiving is a stressful affair. Trying to coordinate a menu with everyone’s tastes in mind, as well as creating an affordable menu, can be difficult. As a result, many people often resort to pre-made foods and mixes, or catering. But you’ll have a much more delicious, affordable, and memorable family event if you make [...]

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Tuesday Tip: Find a New Job by Networking this Holiday Season

November 11, 2014
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Whether you’re looking to make a career move, or just trying to find a higher paying job, the holidays are a great time to put yourself on the radar and do some professional networking. This is the time of year when you’re likely going to parties, meeting up with friends and family, and possibly meeting [...]

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How to Coupon (and Be an Extreme Couponer)

November 10, 2014
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Teaching children about money is something that intimidates many parents. It’s hard to bring up good financial habits when many parents often have their own bad financial habits. But since there is no national provider of financial literacy, it’s important for parents to guide children and show them what it takes to handle personal finance [...]

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