In conjunction with Financial Literacy Month, affiliates across the country will be recognizing National Teach Kids To Save Day tomorrow. Did you know that only six states require high school students to be tested on personal finance? We can all agree on the importance of financial education for children and adults alike, after all, our nation’s economic future [...]
Did you know that April is National Credit Union Youth Month? In conjunction with this month’s Financial Literacy, this year’s ‘Wild About Saving‘ theme encourages our youth to start thinking about their financial future. You may find local credit unions offering deals when opening a new account and other community outreach events to educate young people. [...]
There’s been a lot of talk and worry lately about your credit history affecting your chances of getting a job. Now we all know that your credit history has a direct affect when it comes to applying for loans or credit cards, meaning you should take care of any credit problems well beforehand, but employment? What does [...]
Managing credit card debt doesn’t have to undermine the excitement around renting an apartment or home. One of the most important factors in this decision is your budget and getting rid of credit card debt. As part of Financial Literacy Month, Talking Cents wants you to have a better understanding of how renting impacts your budget [...]
Managing your credit begins and ends with knowing your credit score. Your credit score is directly reflective of your credit report, containing the history of everything in relation to your credit past and present. To wrap up March’s Credit Education Month, we’re going to give you a simple run down of how your credit score is calculated so [...]
Consumer debt is easy to fall into especially as the spring home improvement season starts. Many homeowners get caught up in the projects, going over budget or never starting with one. If you are facing credit card debt but still want to accomplish some home improvement projects, try out these easy DIY spring cleaning projects to get [...]
You’ve heard the line: Get a clean slate and new identity, debt free– 100% guaranteed! 100% not the best idea. In actuality, there is legally nothing a credit repair company can do to better your credit that you can’t do for yourself. To be completely honest, if you’re having debt management difficulties there really is no quick fix. But [...]
It’s that time of year again. College athletes across the country are gearing up for the biggest games of their athletic careers. While millions will watch and fill out their March Madness brackets trying to pick the winner, we’re using our bracket to work towards a different goal… Debt relief!
While personal financial challenges can be difficult, you don’t have to go it alone. Credit counseling could be your first step towards reaching financial stability. There are accredited credit counseling agencies that can give you the information you need to improve your situation. Here is a breakdown of credit counseling services.
There are a lot of myths out there about things that can hurt your credit score. And since March is Credit Education Month, we’re offering some free credit counseling advice. Did you know that checking your credit score or requesting a copy of your credit report actually has no impact on your score? But here are some [...]