From the category archives:

Credit

your credit score

Managing your credit begins and ends with knowing your credit score. Your credit score is directly reflective of your credit report, containing the history of everything in relation to your credit past and present. To wrap up March’s Credit Education Month, we’re going to give you a simple run down of how your credit score is calculated so [...]

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DIY projects for the home to avoid consumer debt

Consumer debt is easy to fall into especially as the spring home improvement season starts. Many homeowners get caught up in the projects, going over budget or never starting with one. If you are facing credit card debt but still want to accomplish some home improvement projects, try out these easy DIY spring cleaning projects to get [...]

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avoid scams

You’ve heard the line: Get a clean slate and new identity, debt free– 100% guaranteed! 100% not the best idea. In actuality, there is legally nothing a credit repair company can do to better your credit that you can’t do for yourself. To be completely honest, if you’re having debt management difficulties there really is no quick fix. But [...]

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Print

It’s that time of year again. College athletes across the country are gearing up for the biggest games of their athletic careers. While millions will watch and fill out their March Madness brackets trying to pick the winner, we’re using our bracket to work towards a different goal… Debt relief!

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navigating your financial struggles with credit counseling

While personal financial challenges can be difficult, you don’t have to go it alone. Credit counseling could be your first step towards reaching financial stability. There are accredited credit counseling agencies that can give you the information you need to improve your situation. Here is a breakdown of credit counseling services.

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avoid hurting your credit score

There are a lot of myths out there about things that can hurt your credit score. And since March is Credit Education Month, we’re offering some free credit counseling advice. Did you know that checking your credit score or requesting a copy of your credit report actually has no impact on your score? But here are some [...]

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changes to your credit report consumer debt

Consumer debt is often the cause of poor credit reports and scores. However, there are times when other factors make repairing your credit difficult. After a settlement with New York Attorney General Eric Schneiderman, the three largest credit reporting agencies have developed a nationwide plan to protect consumer’s rights and improve systems at the agencies themselves. Let’s take [...]

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If you’re trying to improve your credit score and also just get a better grasp on responsible credit management, then your credit utilization ratio (or credit usage) is a good place to start. Just as it sounds, this ratio shows how much of your available credit you are using at any given time. The credit utilization ratio [...]

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what-is-a-debt-management-plan

If you’re currently struggling with credit card debt, there are probably two questions going through your head… 1) How can I win the lottery? 2) How can I get out of debt? For 1, you’ve got a better chance at getting struck by lightning. And 2, there are several ways to repay your credit card debt, [...]

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ncpw_250x250

As a part of National Consumer Protection Week, an annual weekly campaign to better educate consumers about their rights and ways to protect themselves, we would like to take the opportunity today to discuss credit card protection.

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