From the category archives:

Credit

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The age of technology has taken us so far from where we’ve come. New gadgets are coming out so quickly nowadays it’s hard to keep up. Even the way we purchase goods, complete household projects and consume information has completely adapted. Getting rid of credit card debt can be difficult when everywhere you turn you’re being [...]

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presidents day car buying tips

Are you hoping to score a deal on a car this Presidents’ Day? Like other major holidays, Presidents’ Day is a great time to buy a car as many dealers will run promotional events to get consumers in the door. But before you decide to make a big purchase, be sure you are fully informed.

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credit cards how does a debt management program work

Are you struggling with credit card debt and looking for solutions to help you gain control of your finances? There are a lot of companies and services out there that claim they can “fix” your financial troubles, and help you get out of debt quickly. Many of these businesses have come under scrutiny over the [...]

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Tuesday Tip: Check Your Accounts

by Albie D on January 27, 2015

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Do you ever find yourself with higher-than-expected credit card balances, or lower-than-expected savings each month? If you have questions about your expenses from time to time, then it’s clear that you aren’t tracking your spending. You may not even be operating from a budget. These are two key steps in getting control over your finances and [...]

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best budgeting app2

It seems nowadays everyone’s eyes are glued to their phone. Technology has become increasingly mobile friendly and will continue to do so at a rapid pace. Applications have made it easy to pay bills, monitor accounts, receive coupons and buy items directly from your phone. So with all of your favorites, why not add a budgeting [...]

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The Fair Credit Reporting Act was enacted in 1971, giving consumers the right to know what information is in their credit report, and to dispute any errors. Why would you want to know what’s in your credit report? Because that information will be used to determine your qualification for things like loans and credit cards, [...]

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Winter is in full swing and, across the country, consumers are starting to think about vacations. Maybe it’s to the mountains. Maybe it’s to the beaches. Maybe it’s to an amusement park. No matter what destination is on the itinerary, it’s important to take a few steps to protect your credit card before you travel. Check [...]

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Often referred to as a “virtual” or “disposable” credit card number, this temporary option can give you more protection from hackers and identity thieves when shopping. Many consumers are unaware of this service that several of the larger credit card companies offer. If you want to make your online shopping experience a little more secure, here [...]

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Do you know what your debt to income ratio is? Do you know why it’s an important figure? Well, lenders and credit reporting agencies will use this figure as part of the criteria for determining your creditworthiness.  So, it’s important that you not only know what it is, but also that you work towards making it as [...]

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People with credit card debt usually have one major concern: How can I get out of debt? There are a lot of things a consumer can do to help better their situation like earning additional income, reducing their spending, creating a budget, seeking credit counseling, or even a debt management program. All of these are great [...]

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